Quipu vs Declarando: taxes for Spanish autónomos
The question is who files your taxes. Quipu suits an autónomo who wants to do it themselves, or pass tidy numbers to a gestoría: it creates invoices, scans receipts and prepares the quarterly forms, with a free plan to start. Declarando suits you if you want the filing off your plate: you record income and expenses in the app and its tax advisers file your quarterly and annual returns, from €9.90 a month. Both present themselves as Verifactu software, so the new invoicing rules do not separate them.
Which one to pick
You are comfortable filing your own quarterly forms, or already have a gestoría, and want invoicing and receipt scanning on a free plan.
You want an adviser to file your quarterly and annual returns with Hacienda, without hiring a traditional gestoría, for a monthly fee from €9.90.
Side by side
Questions
Is Declarando a gestoría?
Declarando pairs an app with tax advisers who file your quarterly and annual returns as an autónomo. You keep your income and expenses in the app, and the advisers deal with Hacienda. It replaces the traditional gestoría for many freelancers. Quipu is software only, so you file yourself or share the data with your own gestoría.
How much do Quipu and Declarando cost?
Quipu costs nothing on its free plan. Declarando starts at €9.90 a month and includes its advisers' work on your returns. Compare that fee with what a gestoría charges you today. If you file yourself, Quipu's free plan is the cheaper route.
Do both comply with Verifactu?
Quipu says its invoicing complies with Verifactu on every plan at no extra cost. Declarando presents itself as Verifactu software for autónomos and publishes its declaración responsable. Autónomos must use adapted invoicing software from 1 July 2027. Either one covers you for that date.
Can I use them if I have employees or an SL?
Declarando is built for solo autónomos, which is what its advisers handle. Quipu also suits small businesses, though its focus is freelancers and their quarterly forms. If you run an SL with staff, look at fuller accounting software or a gestoría that handles companies. Ask either vendor about your case before signing up.
Which is better for my first year as an autónomo?
If the quarterly forms feel daunting, Declarando's advisers take that weight off and explain what you file. If you want to learn how your taxes work and keep costs at zero, Quipu's free plan lets you do it yourself. Many people start with help and move to doing it alone later. You can switch at the start of any quarter.