Xero: deals and discounts
Xero's current offer: 30-day free trial, checked on xero.com on 5 Oct 2026. Xero gives prices on request at xero.com.
Deal liveChecked 5 Oct 2026Pricing on request
Offers now
Live on the provider's own site when we last checked.
Price today
Checked on the provider's pricing page.
Pricing on requestChecked 1 Oct 2026
Xero's UK plans are Ignite, Grow, Comprehensive and Ultimate, priced per business per month and shown excluding VAT. Ignite caps you at 20 invoices and 10 bills a month, which suits a sole trader starting out but not a firm with regular suppliers. Payroll is charged per person paid, and extras such as auto-reconciliation, CIS returns and company accounts sit on top as add-ons. New UK customers can start with a free month or take a large discount on their first six months.
Where it fits
The jobs we rank it for.
Compare and check the rules
Head-to-heads with Xero, and the rules it supports.
Making Tax Digital: VAT and Income Tax in 2026Self-employed or a landlord in the UK? See who must keep digital records and send quarterly updates to HMRC, the 2026 to 2028 thresholds and exemptions.Selling online in the UK: tax and HMRC reportsSelling clothes, crafts or services online in the UK? See when HMRC taxes it, the £1,000 allowance, what platforms report and the Self Assessment dates.UK VAT threshold: when to register at £90,000Close to £90,000 in UK sales? See how the rolling 12-month test works, when to register, when you can cancel and how the flat rate scheme works.
Alternatives with a deal
Similar tools that have an offer right now.
Questions
What people ask about Xero.
Is Ignite enough for a sole trader?
Ignite lets you send 20 invoices and enter 10 bills a month. If you invoice a few clients and have few supplier bills, that fits. Once you pass either limit, Grow at £39 a month (excluding VAT, from Xero's UK site) removes the cap.
Can I combine the free trial with the six-month discount?
Xero's UK pricing page shows both a 30-day free trial and 90% off your plan for the first six months. They are presented as separate ways to start. Pick the trial if you want to test with real bank feeds first, or the discount if you're ready to pay from day one.
What do I pay after the first six months?
The standard monthly price for your plan applies from month seven. On Xero's UK site that is £18 for Ignite, £39 for Grow, £55 for Comprehensive and £70 for Ultimate, all excluding VAT. Budget for the full price before you commit, since the discount does not roll on.
How much does payroll cost on Xero?
Xero charges £1.50 per person paid each month on its UK plans. A business with four employees adds about £6 a month on top of the plan. Contractor CIS returns are a separate £5 a month add-on.
Which add-ons cost extra?
Auto-reconciliation of bank transactions is £3.50 a month, and extra users for expenses or projects are £2.50 each. Company accounts and Corporation Tax filing cost £120 a year excluding VAT. Online payment fees for invoices and bills come on top and depend on the payment provider.